Meet The Team

Here at KMS we understand relationships between people matter in business. To build trust, when working with us you’ll be given a dedicated point of contact who will be responsible for handling your needs. For in-depth or regulated services they’ll take care of introducing you to a dedicated specialist within the team when required but will always be on hand to respond to any questions or concerns. We strongly believe the personal touch is a must for the success of any partnership.


Start up specialist and business mentor Nolan founded Kernow Merchant Services in response to a need within the market for the provision of business solutions for small companies and start-ups. Strongly believing business owners need to concentrate on growing their vision without having to scour the market for the best providers.

With award winning experience of founding a company within the tourism sector as well as working within IT services, hospitality and retail, Nolan has a well rounded resume allowing him to offer advice to start-ups and growing businesses across a wide range of industries.

As a recognised partner of Paymentsense, several EPOS providers, Skipton and Lloyds he specialises in providing payment processing solutions and flexible finance packages for SME’s. For companies or individuals looking for grants to fund their expansion he also is experienced in writing successful grant applications, having secured large six figure amounts for the companies he has worked with.

Outside of work Nolan is an avid supporter of Aston Villa, father to two young boys and has appeared on several TV quiz shows.


As a psychology graduate Laura is an excellent business coach with a passion for helping business leaders and staff achieve their goals. She has successfully worked with directors and sales teams across a range of industries.

With experience in high end hospitality and entertainment Laura brings her passion for excellence and going the extra mile to Kernow Merchant Services and is committed to ensuring her clients receive the best products or packages for their needs.

Currently a partner of Paymentsense, Skipton and Lloyds, Laura specialises in providing payment solutions and finance packages for start-ups and small businesses. She is particularly experienced in the hospitality, entertainment or complementary therapy/ beauty sectors but has a wide portfolio of clients. She is also available for one to one or team coaching, with an emphasis on developing personal skills and thought processes to increase productivity.

In her free time Laura is a keen upcycler, taking old furniture and revamping it with a modern twist. She’s also a member of a female viking reenactment group who have appeared in films and TV shows both here and in the States


Jay is a verteran programmer and coder of websites, apps and bespoke web packages with more than 20 years experience in the IT Sector. His portfolio of companies speaks for itself, ranging from local businesses to multinational companies. His experience in designing customer specific websites and ensuring they really stand out makes him a valuable consultant for any company.

Alongside web-design, Jay can help businesses improve their SEO and off-line visibility to ensure that sales are maximised both through the web or real-life. As a tech-wizard he is also an expert in suitable epos systems for different business sectors and the best payment solutions to connect with. He is also responsible for ensuring all installations go smoothly.

In addition to web-based technology Jay is a registered partner with Lloyds, Clear Business Solutions and several EPOS companies, ensuring he has the tools to offer everything your company requires.

When not in the office, Jay is an enthusiastic practitioner of DDP yoga, lover of Italian food and is a proud geek. His current project is attempting to fully automate his home using the latest gadgets and technology.


Before joining us at KMS Naomi worked within business banking and finance for 15 years. She worked with prestigious, high net companies and individuals managing their financial portfolios. Throughout her time in banking Naomi consistently ranked within the top sellers nationally, managed large teams and developed training courses used within one of the main high street banks.

As an experienced seller of financial products to businesses, Naomi has seen countless business plans and proposals and has inside knowledge on exactly what is needed for a successful application. Her skills have proved invaluable for local businesses applying for grants or finance packages to fund the next stage of their growth.

Alongside her in-depth knowledge of finance applications Naomi is a partner with Clear Business, Gaeltel and PowerEpos meaning she can offer advice on utilities, merchant services and EPOS systems.

Naomi is a mother to 2 young boys and her family take up most of her free time, she’s a huge fan of Rod Stewart and tries to get to as many of his concerts as possible. Her favourite cocktail is an Expresso Martini.

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