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Send a recent card statement and we will show you, line by line, how your current costs compare. Switch only if the numbers work.
07444 740310 · info@kernowmerchantservices.com
Authorised Dojo seller · Card payments, bookings and business funding across the UK07444 740310 · info@kernowmerchantservices.com
Authorised Dojo seller
Lower card fees and faster payouts for UK businesses
We set you up on Dojo, the UK's #1 face-to-face payments provider*, on a tariff matched to how your business takes payments, with one named contact from switch to support.
✓ Debit from 0.28% + secure transaction fee✓ Paid next working day✓ Exit fees covered up to £3,000*
Trusted on the high street: well-known brands that use Dojo
Why buy through usGet my free comparison
Why buy Dojo through Kernow Merchant Services?
Your account and card machines run on Dojo, exactly as if you went direct. The difference is who prices it and who looks after you. We check your statement line by line, match you to the right tariff, and you keep one named contact throughout.
Priced from your statement, not a standard price list
Switching handled, including exit fee cover where eligible
One named contact before and after you go live
Independent advice: if Dojo is not the best fit, we will say so
Dojo in numbers
110,000+
businesses use Dojo
1.8bn
transactions a year
58%
faster transactions than the market average†
99.99%
platform uptime
450+
EPOS integrations
P2PE
point-to-point encryption
Tariffs
How much do card payments cost?
Your tariff is made up of rates for debit, credit and commercial cards, plus a secure transaction fee, a few pence charged on each payment. By analysing exactly how your customers pay, we fit you to the best package. Tailored rates start from as little as 0.28% plus a secure transaction fee, or a blended rate across all card types with no secure transaction fee may suit you better.
High-volume counters
Debit from 0.28% plus the secure transaction fee.
One blended rate
Where appropriate, a blended rate for all cards, including commercial and Amex, may be best.
New businesses
Priced from your expected turnover when you have no statement yet.
Next working day settlement as standard, with next-day including weekends available. First month free to trial your card machine, with no rental to pay. Every fee shown before you sign.
Get my free comparisonWho we work with
Card payments for every kind of business
From single cafés to multi-site hospitality groups, we set up Dojo for independent businesses and growing chains across the UK.
Reviews
What our customers say
Real results from businesses we have switched.
“We started a takeaway service and discovered we were being charged 50p extra for each phone order. KMS switched our package and saved us over £500 per month.”
“Next-day settlement really helps with cash flow. I can quickly replace stock as it sells, and the cashback card means my fees are even lower.”
Card machines
Which Dojo card machine is right for my business?
Every Dojo machine takes chip and PIN, contactless, Apple Pay and Google Pay, and works with more than 450 EPOS systems.
Dojo Go Max
Portable, for table service and busy counters
Dojo Pocket
Orders and payments on the move
Dojo Wired
Fixed tills and kiosks
Tap to Pay on iPhone
No extra hardware needed
More from Kernow Merchant Services
Bookings, funding and guides
Dojo Bookings
Online bookings with card on file and deposits to stop no-shows. Plans from £129 a month.
See plans and prices →Business funding
Cash advances repaid from card takings, invoice factoring, asset finance and a 1.25% cashback business card. No charge for our help.
Check my options →Guides and case studies
Plain answers on card fees, card machines and PCI compliance, plus real results from businesses we have helped.
Read the guides →
Who you will deal withFounded in 2019 by Nolan Dale
Kernow Merchant Services was founded in 2019 by entrepreneur Nolan Dale, after time spent mentoring new businesses through the Prince's Trust. He saw that many merchant service providers were not offering good value or selling ethically, leaving business owners unsure what their payments package was really costing them.
During lockdown the company began selling nationwide while staying close to the independent businesses in Cornwall where it started, and grew to more than 20 people across a range of products.
Today Kernow Merchant Services uses the latest technology, including AI, to compare packages, and Nolan personally checks and confirms every deal so each customer gets the best package for their needs.
Send Nolan your statementor call Nolan on 07444 740310
FAQs
Your questions about card payments
Anything else? Call 07444 740310.
What is an authorised Dojo seller?
A business approved by Dojo to sell its card machines and payment services. Your merchant account is with Dojo, the same as buying direct. Kernow Merchant Services prices your package, handles the application and switch, and stays your point of contact.
How much does it cost to take card payments?
Your tariff is made up of rates for debit, credit and commercial cards, plus a secure transaction fee. Tailored rates start from as little as 0.28% plus a secure transaction fee, or a blended rate across all card types with no secure transaction fee may suit you better. We analyse how your customers pay and fit you to the best package.
How quickly will I receive my card takings?
Next working day as standard. Next-day settlement, including weekends and bank holidays, is available as an optional extra.
Can I switch if I am still in contract?
Yes. Exit fees can be covered up to £3,000 for eligible businesses, depending on annual card turnover. We check your current terms first.
How long is the contract?
Your first month is a free trial with no rental to pay, and you can cancel at the end of it. If you keep the machine, the agreement runs for the remaining 11 months. If you buy the machine outright, payment is taken in month 2, so you get the same trial. Every fee and the term are shown before you sign.
Will Dojo work with my till or EPOS?
Very likely. Dojo integrates with more than 450 EPOS systems. Tell us which you use and we will confirm before you switch.
Do you cover my area?
Yes. We work with businesses across the UK. Setup is by phone and online, and machines are delivered ready to use.